Your Money... And Your Life

Volume 2, Issue 1     January 2005

Welcome to Your Money and Your Life, the e-newsletter from New Leaf Financial Counseling. You are receiving this e-newsletter because you requested a subscription, either as a client, on our web site or when attending a workshop or presentation given by our founder Kim Corwin. If you haven't done so already, click to confirm your interest in receiving email campaigns from us. To no longer receive our emails, click to unsubscribe.

Welcome to the New Leaf Financial Counseling Newsletter

Money problems are, of course, always about money, but often they are not only about money... they are about many other areas of life: work, relationships, dreams, even our spiritual life. This newsletter is dedicated to you -- who want to turn over a new leaf in your relationship with money and begin a new life where money is in balance with all other aspects of your life.

Feature Article: Make 2005 the year you get on the right road to prosperity and financial peace of mind

It's that time again – time for New Year's resolutions, and also, unfortunately, the time of year when consumer debt is usually at it's yearly high. Most of us make resolutions dealing with our finances - to earn more, save more, use our credit cards less. Whether you intend to tighten up and gain greater control, or you have significant credit card debt to deal with, the sooner you take action, the sooner your situation will improve. Wouldn't it be nice, when the next New Year rolls around, to feel in control and stress free when you think about money?

In order to improve your finances, you need two things: you need to know the right steps to take, and you need to be able to change your habits in order to implement those steps. If you have been able to change habits in other areas of your life, and just need to know what to do, you may be successful going it alone... Read the full article

Money Tool for January: Your Credit Report

While we're thinking about our finances – starting a new year, getting our tax information in order - it's a good time to remember to review our credit reports. Here are some facts everyone should know:

How important is reviewing my credit report?

The National Association of Public Interest Research Groups (PIRGs) released an update on credit file mistakes that says overall, one in four credit reports contain errors serious enough to bring about a denial in credit. And 79 percent of all credit files reviewed contain mistakes, many of which are not significant enough to sidetrack a credit application, but are typos, incorrect dates and other data entry errors that can lead to confusion over identity or result in higher interest or insurance rates... Read the full article

Did you know? Credit card "Universal Default" could cost you thousands

Did you know that many creditors are now accessing your credit information on a regular basis, and increasing your interest rate when you are late on any account? That's right, if you pay one credit card or your car loan or mortgage late, the interest rate on one or more of your other credit cards could go up... Read the full article